Commercial Lending
Snapshot
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- Revolving lines of credit and working capital facilities
- Term loans
- Commercial real estate loans: acquisition and refinance
- Construction loans
- Equipment financing
- Asset-based lending secured by receivables and inventory
- Business acquisition financing
- Oil and gas mortgages and related opinion letters
- Guaranties
- Intercreditor and subordination agreements
- Letters of credit
- Loan participations
- Loan portfolio purchases and sales
- Borrower entity, authority and ownership review
- Collateral documentation, lien perfection, and UCC searches and filings
- Title and real estate review in connection with financing
- Private and hard-money financings
- Loan modifications, forbearances and amendments
- Workouts and restructurings
- Enforcement, foreclosure and receiverships
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- Community banks
- Regional banks
- Private commercial lenders
- Individual and investor lenders
- Energy lenders
- Private credit funds
- Credit unions with commercial lending programs
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- Lending and oil and gas attorneys in one firm for energy-secured loans
- Flat-fee pricing on commercial loan documentation
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- Based in Texas and Tennessee
Your credit committee approved it. Now get it closed.
What does a lender need from counsel once the credit decision is made?
After approval, the work shifts to execution: documents that match the deal, collateral that’s actually perfected, and a closing that lands on the date your borrower expects. Feighny Hartle represents community banks, regional banks, private commercial lenders and investor lenders on commercial and industrial (C&I) loans, commercial real estate financings and secured credit facilities. Our attorneys work directly with your closers, on your forms, at a flat fee you know up front.
Credit facilities at every scale.
The work runs from a community bank’s working capital line to credit facilities of [PROOF: verified top of range, e.g., “more than $X billion”]. The documentation scales with the deal: covenants, collateral packages and closing checklists sized to the risk, not padded for the sake of it. [PROOF: # of facilities or total volume closed in 2025]
Opinion letters lenders can rely on, including oil and gas.
When a loan is secured by oil and gas interests, the mortgage and the opinion letter behind it carry real weight. Our lending attorneys work alongside FH’s oil and gas attorneys to prepare mortgages and the opinion letters lenders rely on, all inside one firm. [CONFIRM: types of opinions, who requests them, and which states]
Entity, title and collateral reviewed under one roof.
A loan is only as secure as the borrower’s authority and the collateral behind it. We review borrower entity documents for ownership and authority issues. We read title commitments for restrictions that affect the lender’s position. We document and perfect liens on real estate, equipment, receivables and other business assets. When the structure is complex, FH’s corporate and real estate attorneys are in the same firm.
